Isikhathi sentela: isikhathi sonyaka abantu abaningi namabhizinisi besaba. Isisindo sokuqinisekisa ukuthi konke kubhalwe phansi ngokunembile futhi kwafakwa umnqamulajuqu kungaba nzima kakhulu. Ngesinye isikhathi, Imicimbi yempilo noma izimo ezingalindelekile ingenza kube nzima ukubhekana nomnqamulajuqu wendabuko we-15 we-15th. Ngalezi zizathu nokuningi, Abantu abaningi bakhetha ukufaka ifayela ukuze banwetshwe intela. Kepha ingabe lokhu kuhamba okulungile kuwo wonke umuntu?
Kulokhu okuthunyelwe, Sizokwenza ngokujulile ezinzuzo nasebubini bokuthola isandiso sentela.
1. Uhlelo kwa-: Isikhathi esithe xaxa sokuqoqa amadokhumenti adingekayo
Enye yezinzuzo ezibonakala kakhulu zokuthola ukunwetshwa kwentela isikhathi esengeziwe esinikeza abakhokhi bentela ukuhlanganisa futhi bahlele imibhalo yabo. Kwabanye, Lokhu kungasho ukuzingela amarisidi alahlekile noma ukuqoqa amarekhodi weminikelo yomusa. Kwabanye, Kungaba yithuba lokuqinisekisa ukuthi zonke izindleko zabo ezihlobene nebhizinisi zibalwa.
Ngaphezu kwalokho, Uma kufanele uthole inqubo yonke incane futhi ingathanda ukuba nesibambiso sobungcweti, Isikhathi esengeziwe sikunikeza ithuba lokuthi Khetha abameli bezomthetho wentela noma abanye ochwepheshe enkundleni, Ukukusiza ukukuqondisa nge-labyrinth yemibhalo yentela.
2. Casa: Ukubambezeleka kokubuyiselwa kwemali okungaba khona
Kubalulekile ukukhumbula ukuthi ukunwetshwa kufayela akuyona isandiso sokukhokha. Uma ukweleta imali ye-IRS futhi wehluleka ukukhokha ngomnqamulajuqu we-Ephreli 15, Ungahle uthole inzalo nezinhlawulo ngenani elingakhokhelwa.
Uma ulindele ukubuyiselwa kwemali, Ukugcwaliswa ngokuhamba kwesikhathi kusho ukuthi uzokwamukela futhi lokho kubuyiselwa emuva. Kulabo ancike kule mali ngezindleko ezibalulekile noma ukutshalwa kwezimali, Lokhu kubambezeleka kungaba ukuheha okubalulekile.
3. Uhlelo kwa-: Ingozi eyehlisiwe yamaphutha
Ukujaha ukuhlangana nesikhathi sokugcina sendabuko sentela kungaholela emaphutheni. Lawa maphutha, Ukuthi ngabe yimali ebikiwe ngokungalungile noma ukuncishiswa okuphuthelwe, ingahle ibe nomphumela wezinhlawulo noma ukubuyiselwa kwemali okubambezelekile. Ngokuzinika isikhathi esengeziwe, mancane amathuba okuba nokubuka imininingwane ebucayi, Ukuqinisekisa ubushelelezi, Inqubo yokugcwalisa yamaphutha.
4. Casa: Isikhathi sokucindezela esandisiwe
Kwabaningi, Umcabango nje wentela edonsa ingcindezi. Ngokukhetha isandiso, ungahle ubonise leso sikhathi sokukhathazeka. Noma uzinika isikhathi esengeziwe, Ulwazi oluvilelekayo lokuthi izintela zakho zihlala zingagxiliwe kungaba yifu elingafuneki phezu kwekhanda lakho.
5. Uhlelo kwa-: Ukuvumelana nezimo ekuphatheni ukuhamba kwakho kwemali
Uma ungumuntu ojwayele imali ngemali ekhokhwayo, Ukunwetshwa kukunika isikhathi esithe xaxa sokuhlela ukuhamba kwakho kwemali.
Lokhu kuzuzisa ikakhulukazi amabhizinisi noma abantu ababhekene nokushoda kwemali kwesikhashana. Ngenkathi uzoba naso ukukhokha inzalo kunoma yiliphi inani elikweletwayo ngemuva komnqamulajuqu we-Ephreli 15, Isandiso singanikeza i-cushion ebalulekile yokuqinisekisa ukuthi ezinye izibopho zezezimali ziyafezeka.
6. Casa: Umbono wokuhlehlisa
Kukhona umbono, Ukuthi kunganikezwa noma cha, Ukuthi labo abazandisayo bangabazalelisi.
Kubantu abathile, Lokhu kungenzeka kungakhathazeki okukhulu. Nokho, Amabhizinisi, ababambiqhaza, 'Abalingani, noma amaklayenti angabuka isandiso njengokuntuleka kwenhlangano yezezimali noma ukubona kusengaphambili. Kubalulekile ukuxhumana nezizathu zakho zokwengeza ukunciphisa noma yimiphi imibono engemihle engaba khona.
7. Uhlelo kwa-: Ukulungiselela okungcono kokuhlelwa kwentela
Ukunwetshwa akusona nje mayelana nentela yamuva yonyaka. Isikhathi esengeziwe sivumela abakhokhi bentela, Ikakhulu labo abanezimo eziyinkimbinkimbi zezimali, ukubhekisa unyaka olandelayo. Ukuzibandakanya nochwepheshe wentela ngalesi sikhathi kunganikeza imininingwane ekunciphisweni okungaba khona, krestu, noma amathuba okutshala imali ngonyaka ozayo wentela.
8. Casa: Amathuba okukhuphuka kwezindleko
Uma uqasha uchwepheshe wentela, khumbula ukuthi abo Izinsizakalo kungenzeka zibe sezimfuno eziphakeme Njengoba kusondela okunqamule kokugcina.
Ukuhlehlisa kuze kube umzuzu wokugcina kungasho amanani aphezulu noma ukutholakala okulinganiselwe. Ngokolunye uhlangothi, Ukufuna ukuholwa kwabo kahle ngaphambi kokudelela okunwetshiwe kungaqinisekisa ukuthi uvikezela uchwepheshe wakho owuthandayo ngesilinganiso ukhululekile nge.
Isiphetho
Njengezinqumo eziningi zezezimali, Ukukhetha ukunwetshwa kwentela kuza nesethi yayo yezinzuzo kanye nezingqinamba. Isihluthulelo ukuvikeleka isimo sakho somuntu siqu noma sebhizinisi futhi silinganise izinzuzo ngokumelene nezindawo eziphansi.
Ukuthi ubheka isandiso ukuze uqinisekise ukunemba, Phatha ukuhamba kwemali, noma funa ukuholwa kobungcweti, Ukuqonda lezi zinzuzo futhi ngokungangabazeki kuzokuholela ekutheni wenze isinqumo esivumelana kangcono nezidingo zakho.
